As far as auto insurance is concerned, it is very important to have the ability to get coverage quickly without sacrificing the quality. Below are the five main companies, in no particular order, which offer auto insurance instantly with an evaluation of their prices and services offered.
Geico
Overview: Geico is known for its short and quick quote and coverage process made safe by the online technology available.
Rates: Rates are mainly average and in most cases below the national rates especially for the safe drivers.
Highlights: Quotes within very short periods, a number of discounts for package purchases, and filing of claims made easy.
Progressive
Overview: Progressive is equipped with a revolutionary tool also known as “Name Your Price.” This tool enables customers to settle for coverage that is within their price range.
Rates: With differences in rates between low and high risk drivers, rates are more or less the same across the board.
Highlights: Options for instant coverage, safe driving and other multi-policy discounts, and mobile app for easy management of policies.
State Farm
Overview: One of the top U.S. auto insurers, State Farm provides quick quotes and many local agents to assist the customers.
Rates: Most of the time, average or slightly above average rates in relation to state and coverage options differ.
Highlights: Instantaneous online quotes, good quality service, and several types of discounts.
USA Allstate
Overview: Allstate has however remains focused in providing a lot of insurance products through the well functional website used to generate quote within a very short time.
Rates: While rates differ, a lot of people have to find the well competitive rates from the ‘Drivewise’ program.
Highlights: Option of immediate cover, mobile application usage and based on the clients own driving habits, discounts are offered.
ESURANCE
Overview: In its quest to provide clients relatives convenience, safe-t also engages in esurance which is entirely web based.
Rates: They are generally low priced especially for young drivers.
Highlights: Quotes and coverage are available immediately, claims are easy to file and submit, and online policy management is offered along with other useful features.
Conclusion
The choice of an instant car insurance publisher depends on the target audience. Geico and Progressive are often at the forefront of aggressive pricing for the writing auto insurance business while State Farm and Allstate offer good support and local agents’ services. E-surance is for those who do not want to interact with anyone at all. Never be content with one quote. Always shop around until everyone is satisfied!
